January 30, 2023

Get Best Deals From A Professional Life Insurance Broker Near You

The options and customization possibilities offered by the market are many. Besides price, you should consider aspects such as age, sex, profession, number of dependents, habits and lifestyle, etc. Therefore, all these variables will also define the final value of the policy. Although contracting life insurance is usually a simple and quick process, choosing the ideal product for you and your family will require some dedication and research, but this decision-making process can be easier with a professional life insurance broker at your location in Scarborough at Blue Umbrella Financial Services. Hence, you should get best deals from a professional life insurance broker for the best life insurance options.

Life insurance financial protection

The most basic feature of life insurance is to provide financial protection to dependents in the event of the holder’s death. The need for life insurance is even greater in households where most of the income is generated by a single person. The most common policies available offer coverage for death, disability and serious illness, but may also include partial or complete funeral assistance, coverage for medical, hospital and dental expenses of the insured person.

Talk to an expert life insurance broker near your location and know your eligibility. Policy premiums and insurance values ​​are diverse, allowing the product to be customized to the customer’s taste.

Life insurance for every budget

It is possible to adapt insurance to different needs and budgets. It is because customizing the policy can substantially increase or reduce the final cost of insurance. A professional life insurance broker can weigh each option and suggest you the right policy. Life insurance protection goes far beyond death cases, also covering temporary or permanent disability and serious illnesses, but the benefits in life can be even greater. The most complete policies on the market offer coverage for absence from work due to accident or illness. Customization of policies can also include coverage for minor home repairs and international travel. There is also redeemable insurance.

Women’s Insurance

Statistics show that women live longer, work double or triple shifts and, despite earning less than men, are the heads of household. Therefore, having a policy that offers protection to income and assets should be a basic item in women’s financial planning. The policies available are comprehensive. There are coverage-terms that include tutoring for children, nutritional and domestic assistance, besides premium payments for serious illnesses.

Exemption from CRA & less bureaucracy

Even if you have well-structured financial planning, and your family is already protected, life insurance is important. With life insurance, once the necessary documentation is submitted, the release of funds happens quickly, and the amounts are exempt from Income Tax. Life insurance guarantees beneficiaries access to financial resources without bureaucracy, legal expenses and tax collection at a time when they may most need this support.

Always consult with a professional before deciding on a life insurance policy. Make a quick search with life insurance broker near you. Select a few insurance service providers, make a list, weigh each option, and select the ideal one.

About Blue Umbrella Financial Services

Blue Umbrella Financial Services is an independent insurance brokerage that provides individual and corporate clients with a variety of medical, dental and group policies to meet their current and future needs. As a full service brokerage, Blue Umbrella Financial Services works with clients to tailor a policy for all of their risk management needs including Life insurance, Critical Illness, Disability, and Long Term Care Insurance. Blue Umbrella also provides financial services for retirement planning and educational savings.

Insurance broker servicing individual and corporate markets of Scarborough, Ontario. The focus of his practice is to understand the needs of individuals and companies and to provide them with customized solutions.

Experience the peace of mind with insurance personalized for you.

Discover the latest tips.

View all
February 27, 2024

Does your protection plan let you sleep at night?

February 28, 2023

Know how much coverage you need for travel insurance in 2023

February 17, 2023

Find the Right Super Visa Insurance Coverage for Your Dear Ones

February 10, 2023

Super Visa Insurance Broker Near You Offers Best Deals!

January 16, 2023

Weigh Your Needs Before Hiring A Travel Insurance Broker

December 27, 2022

Everything You Need To Know About LI Broker Near Me

December 16, 2022

FIVE Super Visa Insurance Facts Will Save You From Surprises

December 2, 2022

Hire Best Life Insurance Broker In Scarborough To Avail LIP

November 11, 2022

Medical Insurance Broker in Scarborough

November 18, 2022

Choosing the right life insurance broker near you is crucial

November 25, 2022

Why do you need a life insurance policy?

Contact us

Seeking comprehensive insurance solutions?
Contact us today!

Income Replacement

Let us help you get your next paycheck if you are unable to work due to illness or injury for at least 30 days.

Medical & Dental

We also offer comprehensive medical and dental insurance services to our clients seeking reliable health coverage solutions.

Super Visa Insurance

Super Visa insurance is essential for long-term family visits under a Super Visa, ensuring compliance with visa requirements.